Skip to main content

PNC Banking Review: Your Key to Financial Freedom

PNC Banking Review


PNC Bank is a branch of PNC Financial Services Group, Inc., a bank Holding company and international financial services company based in Pittsburgh, Pennsylvania, USA. Its international banking division, PNC Bank, runs operations in 21 countries and the District of Columbia of US, having 2,294 branches. The Company offers a wide variety of services to meet customers' needs. Some of its services are as follows: loan and deposit, money market, commercial, retail and wholesale loans, investment and lending, merchant cash advance, commercial loans, automobile loans, home equity loans, bad credit loans, travel loans and a host of other financial services. The Company's website can give you all the information that you need about PNC Bank.

If you are looking to have a more affordable banking service or want to apply for a credit union account, PNC can provide you with the best deals. PNC offers competitive rates on money market accounts, checking accounts, savings accounts and CDs, and a host of other banking services. If you are also thinking of opening a business, you can use the power of business bank accounts and other financial products from PNC. Here are some of the key features of PNC banking card.

Visa and Mastercard are the major credit cards offered by PNC Bank. With the Visa/Mastercard brand, customers can choose from a variety of credit cards including the Visa debit card and the Mastercard debit card. These are considered as one of the fastest and most efficient means to acquire funds for any purchase that requires immediate payment. These cards are accepted almost everywhere, which enables customers to use them in the places that they need them the most, and sometimes even pay with their debit card directly instead of a credit card. The Visa and Mastercard debit cards also offer consumers protection against fraud.

Another feature of PNC banking is the virtual terminal feature. This feature is ideal for a business owner that would like to be able to process transactions that require card-swiping. Customers who do not have internet access can still manage their finances through the virtual terminal. With this feature, they can complete banking transactions without having to access a traditional PC or laptop. They can simply use their Visa or Mastercard debit card to pay bills online, visit the website of their choice, or enter data into a PNC purchase payback system.

Consumers also have a choice between the regular account and the virtual wallet. The virtual wallet allows the borrower to maintain his funds in an offshore account. The borrower can also pay bills and make purchases directly from his account. If a customer wants to make changes to his personal information, he can do so online. The regular account, however, allows borrowers to deposit checks and cash into their local banking locations. The borrower's regular bank may offer better rates and more services compared to the virtual account offered by PNC.

Aside from its no-fee no-complex features, PNC banking offers several high interest savings accounts. These accounts include the money market account, savings account, CD, and savings account plus. The money market account lets the borrower invest money in money market accounts and CD. The savings account offers high interest rates and flexible terms. CD offers higher interest rates than the money market account and is more flexible with longer payback terms.

One of the major advantages of PNC banking is that it offers various tools for managing money. A customer can use the virtual checkbook to pay bills and make purchases. He can also use the online banking tools to plan his finances and set up a savings account. Aside from that, he can also avail of different loan products such as home equity loans and personal loans. And, most importantly, customers can make use of the PNC mobile app for checking bank balances, transferring money, and receiving online quotes for loans.

So, what are you waiting for? Click here for more bank review information about PNC banking. This is your key to financial freedom. Get a free budgeting guide from the banking experts and get the jumpstart you need in building your financial future. Click here.

Popular posts from this blog

Using an Amortization Calculator to Determine Amount of Extra Payments

A mortgage amortization calculator allows you to take an accurate snapshot of how much debt you are paying on any particular mortgage in real time. The concept is simple: the amortized mortgage is the sum of all loan payments, which include the mortgage principal and interest due. "Amortization," is also the word for how debt is paid off in a mortgage, in which each monthly payment is basically the same (including taxes and insurance) as the last one. Thus, by using this tool, homeowners can effectively see their payments' impact on their bottom line at a glance. The mortgage amortization calculator is very similar to those used in other financial tools, such as amortizations and debt calculators. It works with both a variable and fixed-rate loan and is easy to use, requiring only a few fields to enter information and a few minutes or so to complete. Using one will give you a very clear view of how your mortgage interest rate and monthly payments are currently shaping up....

Using Mortgage Loan Calculators

The Mortgage Loan Calculator helps you make budgeting easier. Use mortgage calculators online to figure out your monthly income, figure out the amount you can afford to borrow, calculate mortgage payments, find out if you qualify for a mortgage refinancing, and so much more. If you have good information it is very important to gather and compare mortgage loan offers before you accept an offer. When you find the best mortgage loan offer it will be time to talk with the lender about getting prequalified. To determine the amount you will be able to afford to borrow, take the amount of monthly payments you pay each month and add it to the total of your debts. For example, if you have a credit card with a $500 minimum payment and take out a mortgage loan with a fifteen percent interest rate, you will be borrowing twice the amount of the minimum payment. If you were to use the Bank Rate calculator to figure out your monthly mortgage insurance payment, you would find that your mortgage loan p...

An E-Bank Website With Mobile Banking

ING Direct is one of the more well-known names in global direct investment banking. One is more familiar with its massive line of credit cards, which it manufactures and distributes under its name. However, the company has also offered its online banking service to about a million clients worldwide and has also established retail banking branches in eight countries. ING Direct, based from Wilmington, Del., provides online banking services to more than seven million customers. The full name of the organization is "Investor Group Ltd." This company may be somewhat well-known, but it offers some unique features. The website is very similar to many other major banks' sites in that it provides a functional user interface, and has an online banking area available where you can do basic checking, bill paying and even receive online banking instructions. This area has a "page active last checked" feature, which means it is kept updated as you check your account. If some...

Shop Around For the Best Loan Options With Wells Fargo Mortgage Refinancing

Wells Fargo mortgage loan in a nutshell. Traditional mortgages: No. FHA loans: No. VA loans and refinancing: Not a problem. You can work with a Wells Fargo home mortgage consultant to navigate the home mortgage application process with VA loans. But do NOT pay any fees to a VA mortgage consultant or lender for their help. They are not a help and do not give an inch. You will be charged outrageous fees that you will not receive after your house is sold. There are many other options to choose from when working with a bank that sells mortgages. Most banks sell mortgages but do not offer all of their options. When you contact a bank about selling their mortgages, you can expect a salesperson to ask you many questions. Did you understand all of the options available to you? Then what is your situation? Do you have good credit and qualify for a conventional mortgage? Do you own a home and ready to move in to your new home? Or do you need a refinance or modifications? Do you need money for an...